SAVING, IS IT IMPORTANT?

 

       Success is everyone’s dream, but to make it happen, there are several things that we must pay, which are hard work and persistence. You might have heard a quote that said your habits will determine your future. One of the habits that we must control is our finances because it will determine your financial condition in the future. Sometimes, simple things such as saving is a very influential factor in achieving a more prosperous and comfortable life. Therefore, it is very important for us to start saving from now. Here are some tips to help you manage your finances:

source : Tradimo.com

 

1.     Save diligently

     Saving is one of the things that is necessary to our life and our future. In an urgent situation where you need to spend a large amount of money, you can use your savings to cover your needs. Not only that, if you start to save, you can also be more independent as a person because you no longer need to borrow other people’s money.

2.     Record your expenses and income

      Recording your expenses and incomes allow you to know the details of your finances. This record can be used as a reference to improve your financial habits. Make sure that your expenses are not greater than your incomes. 

3.     Open a special account for savings

        Avoid saving in the same account with your expense account as it may affect you in terms of controlling your expenses.

4.     Minimize the use of credit card

        Having a lot of credit cards is also not good for your financial condition as it may lead you to a consumptive behaviour.

5.     Make an investment

     Until now, not many young people have dared to invest. Investment can automatically increase the value of assets.

       Starting to save from now will give a big impact on your character building. Not only that, by getting used to saving, you can also develop your responsibilities. Therefore, you can enjoy a lot of benefits by saving regularly and sustainably. Even though saving is not easy, as it becomes a habit, it will give good results in the future. Hopefully, these tips can motivate you to start saving. 

 

References : 

https://www.google.co.id/amp/s/blog.oyindonesia.com/tips-guide/manfaat-menabung/amp/

https://www.google.co.id/amp/s/www.akseleran.co.id/blog/manfaat-menabung/amp/

 

Melissa Nurtanio